Bajaj Consumer Loan For Easy Shopping

What is consumer loan? The loan which you can secure at the last moment while buying the durable goods and products. There are chances that you go for shopping with the limited budgets and the best products that suit your choice can be little expensive than your budget. That is the time when the consumer loan will help you to get the goods of your choice. It is better to spend a little extra and get the quality products rather than settling in the quality of the products.

You require the urgent need of funds at the time when cost exceed. For the time like this Bajaj consumer loan is one of the options which can help you through the process and make the funds available as per your requirement. It is the usual shopping conundrum where you go to shop and end up buying something which is beyond the budget especially because it has got it all that you require. Consumer loan are the saviour in such situations. It provides the maximum loan up to ₹ 5 lakh.

The consumer loans are easy to get and applicant gets the quick approval on the spot. It is one of the easiest ways to avail the loan. It is the easiest way to buy the expensive home appliances or other goods for your home or yourself. It reduces the financial burden on the consumer as they are no longer entitled to pay the entire amount. It is one of the ways where you pay the easy monthly installments to the financial institution from which you availed the loan. In Bajaj Finances, you have to pay the original cost with no added interest just the original price in parts. And in few months the payment is done without the financial burden and you become the owner or possessor of that product.

Now, the in store loan facility is also available where you can avail the loan simply by following the procedure while doing the shopping as well. The dealers offer such loan at the reputed and good showrooms to make the buying and shopping experience of the customer more smooth and hassle free.

Products that comes under it- It includes almost all the durable goods like:

• Accessories – laptop bags, phone covers, tablet covers etc.
• Entertainment – Bluetooth speakers, mini music systems & headphones etc.
• Peripherals – printers, scanners etc.
• Imaging – electronic photo frames & point & shoot cameras
• Small kitchen appliances like coffee makers, food processors, etc.
• Water purifiers and water heaters
• Inverters
• Services – mobile insurance and extended warranty plans
• Phones – basic and feature phones
• Tablets – basic tablets and phablets

Fees and Charges

• Processing fee for the Panels (LED/ LCD/ Plasma) is ₹ 649.
• Processing fee for the home appliances (AC/ Microwave/ oven/ Refrigerator/ Washing Machine)  is ₹ 549.
• Processing fee for the Digital ( Tablets/ Smartphone /laptop) is ₹ 749.

Eligibility and documents required-

1. The applicant must be either a self- employed or salaried individual.

2. The age of the applicant should be minimum of 21 years and the maximum of      65 years.

3. The documents required are:

• Photo ID proof
• Residential proof
• One canceled cheque
• Credit program specific proof ( any one)
• The photocopy of front side of credit card
• Employee ID or Visiting card
• Photocopy of RC book
• Latest salary slip

How to apply?

To avail the bajaj finance loan you do not have to follow the long process. The application process is simple and easy:

• Through online application- You can visit the website of the bajaj finances and download the application form. Fill all the details correctly and submit it online.
• Through the mobile app- You can apply using the mobile app as well. You just need to download the app from the store and allow it to retrieve your details through the social media or Aadhar card. It will take a minute to verify your details and the application will be accepted. you will get the deal ID and you can show this deal ID at the partner store and buy the goods.
• Partner Outlet- You can also get the loan approval at the outlet. You have to meet the in- store representative and fill the application form. Submit the documents and all the formalities are completed while you shop for your durable products.
• The application of the consumer loan is easily available and has the minimal documentation. You can avail the bajaj consumer loan and shop tension free without worrying about the money.