Why is SBI Credit Card different?

Credit Cards in today’s time do not need any introduction as each one of us has at least 1 credit card in our pocket. But, how many of you carry the one that is actually the perfect one for you? Well, in this world where we want to have everything without thinking about its importance and relevance in our life, I would not say that I am not one of them, but when it comes to credit cards, I am very particular. Having said that, I would also want you to know that having a credit card is a blessing (kind of) as it saves you in emergencies (majorly). However, if you have just swiped it for every other small billing, then let me tell you people, you better be all ears as your bill might give you a little shock.

But, if you are one of those who has no credit card and want to apply for it, here is a good news for you. Go through the list of all SBI credit cards give below, their types and their basic features and apply for the one that suits your purpose. The bank gives so many options under the personal credit card and corporate credit card section, that I could not resist myself and applied for it as well. In all, there are total 36 customized cards under the personal cards section and 5 under the corporate card section.

State Bank of India offers credit cards in two categories:

SBI Personal Credit Card- Let us take a look at all the types of this category.

Lifestyle: These cards of SBI are specially designed for people who love spending on their luxuries. You can earn reward points up to 50000 and attractive welcome offer as well. The two types of lifestyle credit cards are as follows:

• SBI Elite
• SBI Elite Advantage

Reward: These are beneficial for purchasing like grocery shopping, dining, and international spends as there are up to 5X reward points.

• SBI Platinum
• SBI Advantage Platinum

Shopping: As the name suggests, the shopping credit cards facility provided by State Bank of India is for the shopping freaks. There are up to 10X reward points on shopping with exclusive partners.

• Simply CLICK
• SimpleSAVE
• STYLEUP Contactless
• Capital First
• Simply CLICK Advantage
• Simply SAVE Advantage
• SBI Gold & more Advantage Crd
• Tata Platinum
• Fbb SBi StyleUP

Travel: To all those people who love exploring the world and travel a lot, SBI Travel Credit Cards is a great choice. There are many exciting reward points and offers on air ticket booking and traveling.

• Air India SBI Signature
• Air India SBI Platinum
• Mumbai Metro
• IRCTC SBI Platinum
• Yatra

Banking Partnership: This category includes the specialized with the exclusive banking partners of State Bank of India.

• South Indian Bank SBI Platinum
• South Indian Bank Simply Save
• LVB SBI Platinum
• LVB SBI Simply SAVE
• Federal Bank SBI Platinum
• Federal Bank SBI
• KVB SBI Signature
• Karur Vyasa Bank
• Karur Vyasa Bank
• Oriental Bank of Commerce
• Oriental Bank of Commerce
• Bank of Maharashtra
• Bank of Maharashtra
• BMB Platinum
• BMB Gold and More

SBI Corporate: These are majorly designed for corporate class with world class technology like global acceptance and more reward points. So, here are the types of this category:

• SBI Corporate Signature
• SBI Corporate Platinum
• SBI Central Travel Account
• SBI Corporate Utility
• SBI Corporate Purchase

Now, aren’t these cards amazing? So, what are you waiting for? Apply for the one that has taken your heart away. You can go to the SBI website and apply for it. Here is how you can do it.

How to apply- To apply at SBI, follow the below-given steps:

• Go to the apply section
• Choose the privileges that you want to have on your card like reward points, lounge access, fuel surcharge waiver, fraud liability cover, concierge service, and travel benefits
• Provide your income and monthly expenditure details
• Click on the show my card tab
• You will get the list of the cards that you are eligible for

Eligibility Criteria-

You must be aware of the fact that you must meet the credit card eligibility criteria set by the bank for that particular card. The eligibility criterion is subject to change from card to card, an applicant to applicant and of course from lender to lender.

 

Thus, with the above description of the SBI cards, you must have got the answer to why is this different from other. Having said that, I hope this article would help you make the right move so that you can have a happy credit card journey throughout your life.